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Start a Business in Norwood, MA: When it comes to starting a business, entrepreneurs must look for the place with the most potential. Whether a corporation, sole proprietorship, partnership, or LLC, having a business in Norwood, MA, is a plus for any entrepreneur. In general, setting up any form of business in Massachusetts, US, is the initial step to building an international brand.
Entrepreneurs across the globe are interested in starting and expanding their businesses in Norwood, MA. With an urban population of 29446 (estimate), the city has a lot to offer to all emerging entrepreneurs. The main reason for this is the economic environment and flexibility of the business structure in Massachusetts. Like most places in the US, Norwood, MA also offers business structures for all types of entrepreneurs; no matter what business you want to do, there’s a perfect solution for you. If you want to start limited liability company (LLC) or a corporation, or a sole proprietorship, Norwood, MA has a proper business environment for all.
In this article, you will read about how to start a business in Norwood and why you should choose Norwood to start and run your business. We recommend you check below the important facts about Norwood, MA; these might help you.
On this page, you’ll learn about the following:
Norwood, MA Household Income Statistics
| Norwood Median household income | 90341 USD |
| Norwood households with dual income earners | 61.7 % |
| Norwood households $150K+ Income | 24.8 % |
| Norwood households $100K+ Income | 44.7 % |
| Norwood households $100-150K Income | 19.9 % |
| Norwood households $75-100K+ Income | 14 % |
| Norwood households $50-75K+ Income | 14.5 % |
| Norwood households $35-50K+ Income | 8.9 % |
| Norwood households $25-35K+ Income | 5.2 % |
Norwood, MA Education & Labor force Facts
| Norwood residents with a bachelor’s degree (or equivalent) | 31.7 % |
| Norwood residents with at least a 4-year degree | 50.1 % |
| Norwood residents with a graduate degree | 18.4 % |
| Norwood residents with a high school diploma but no more | 20 % |
| Norwood residents with less than high school education | 6.3 % |
| Norwood residents with some college but no more | 23.6 % |
| Norwood residents with a Bachelor’s degree or higher (STEM fields) | 48.6 % |
| Norwood households that own (rather than rent) their residence | 55.2 % |
| Norwood residents 16 and older in the labor force | 71 % |
| Norwood residents unemployed | 2.9 % |
Norwood, MA Demographics
| Norwood residents aged 0-9 | 11.2 % |
| Norwood residents aged 10-19 | 10 % |
| Norwood residents aged 20-29 | 13.9 % |
| Norwood residents aged 30-39 | 14.9 % |
| Norwood residents aged 40-49 | 10.8 % |
| Norwood residents aged 50-59 | 14.7 % |
| Norwood residents aged 60-69 | 11.3 % |
| Norwood residents aged 70-79 | 6.8 % |
| Norwood residents aged over 80 | 6.2 % |
| The average size of resident families in Norwood, MA | 3.01 |
| Estimated population per square kilometer in Norwood, MA | 1095 |
| Norwood, MA urban population (estimate) | 29446 |
| Norwood, MA municipal population (estimate) | 29446 |
Now that you know what makes Norwood of Massachusetts good for business, let’s get started with the exact steps on how to start a business in Norwood.
How to Start a Business in Norwood, MA
Starting a business in Norwood, MA, needs planning, financial decisions, legal procedures, and a handful of other things. Be it a corporation, sole proprietorship, partnership, or LLC in Massachusetts, you must go through the following steps. These steps are general steps. They are subject to change depending on the structure of your business.Generally, starting a Limited Liability Company is easy to form. Read our guide on how to start an LLC before you start your own business. Here are the steps to set up your business in Norwood.
Step 0: Decide on What Business to Start
This is the first thing you work on, the type of business you want to start in Norwood. Depending on that, you need to make your business plan. Apart from the legal documentation and process, you must include the following points in your business plan,
- Through market research on demand trend
- Complete Budget plan – funding your business. If you’re planning to start an LLC, then take a look at the cost of LLC
- What competitors are doing
- SWOT Analysis – check what your Strengths, Weaknesses, Opportunities, and Threats are
- Your targeted buyers
Once you have the entire plan with you, you can continue working on the legal structure of your business. LLCBuddy will guide you through the legal process of forming an LLC for your business. It’s very likely that you have already done this step 0, so that we won’t go deep into this step, let’s move to step 1.
Step 1: Choose Your Business Structure
The very first step after you decide on what type of business you want to start is to choose what type of business structure you want to form. You can form an LLC, a sole proprietorship, a corporation, or a partnership. Each type of structure has different rules and regulations. For example, if you want to start a Massachusetts LLC, there are different types of tax and fee structures. An LLC formation is similar to forming a sole proprietorship. On the other hand, forming a corporation is much more complicated. The tax and fee structure is completely different in corporation formation.
Step 2: Name Your Business
The next step in forming a business is to give it an appropriate name. Having a business name is not so easy task. You cannot pick a random name for your company. One has to follow proper naming guidelines before they name their company. Besides, before you settle a name, you must check if the name you are looking for is available to use. You can visit the official government site of Massachusetts to do the Massachusetts LLC name search before you pick the available name. Below are some of the naming rules you need to follow,
- You cannot name your business that has words or phrases like Bank, University, Government, or anything that can confuse people with a government sector.
- If you are forming an LLC in Massachusetts, then you must include words like “LLC,” “LC,” “LLC,” “Liability Company,” and “L.L.C.” If it is an LLP, then you must include “LLP” in your business name.
- The name should reflect the nature of your business. Any name that can confuse people should not be picked.
- You can check if the name of your company is available. Through the business name search process, you can search if the desired name is available for use or not.
- You can reserve your business name for a certain time before you form your business in Norwood, MA by filing a name reservation application.
The above-mentioned points are basic naming rules that all businesses have to follow while naming their company. As mentioned above, these rules are subjected to change depending on the structure of the business.
Step 3: Get a Registered Agent
A Registered Agent is a person who receives all types of legal and official documents on behalf of the business. Whether a suit against your company or formation-related documents from the state, a Massachusetts LLC Registered Agent is responsible for receiving these documents at his/her official address. In general, anyone who has the right to conduct business in Norwood can be a registered agent. However, there are some requirements to becoming a registered agent.
- The person has to be 18+ years of age.
- Must be a citizen of the Massachusetts
- Must have a physical street address in the Massachusetts
- Must have legal rights to conduct business in the Massachusetts
Anyone who fulfills the requirements can be a registered agent. Also, anyone from the company, your spouse, any relative, or yourself can be a registered agent. But, it is recommended that you hire a professional registered agent to look after your documentation. You can choose from the best LLC services that also offer registered agent for LLCs.
Step 4: Register Your Business
The next step is to register your business under the Secretary of State, Massachusetts. The Articles of Organization (or certificate of incorporation) of your company should be submitted online, by mail, in person, or by fax to the Massachusetts SOS. You need to pay the state filing fee either by Credit Card or by check to the SOS while registering your business in the Norwood, MA. Your Massachusetts LLC certificate of formation should have the following details about your business
- Company/Business name, address
- Registered Agent Name, address
- Member-managed or manager-managed (in case of LLC)
- Type of business
Depending on the type of business structure, you may have to add some more information to the formation document.
Step 5: Write the Operating Agreement
An operating agreement is a document that has all the structural information of your business. In most states, it is not mandatory to create an operating agreement. However, it is highly recommended to have one as an internal document. This document records information such as,
- About Business
- Members and management
- Capital contribution
- Profit Distribution
- Change of membership
- Dissolution
In future, if any member wants to leave the company or you want to dissolve the business, then the Massachusetts operating agreement has everything recorded, from clauses to contributions.
Step 6: Obtain EIN
EIN or Employer Identification Number is required to file taxes, open a business bank account, and if your business has employees. EIN can be obtained from IRS. It is a 9-digit number similar to Social Security Number. However, EIN is different from SSN. It is solely used for business purposes, especially for general tax filing. You have to fill out the form and submit it to the IRS website. It does not cost you anything to obtain EIN.
Step 7: Get Business Bank Accounts
Once you obtain the EIN for your business, you are free to open a business account in the US. Having a US business bank account can ease your business transactions in Norwood, MA. It increases your business credibility and liquidity. It will also be helpful for business loans.
Step 8: Create Your Business Website
Business websites are as important as your business structure. It is necessary to have a catchy business website with all the information regarding your company. Along with the website, you need some more things. Things such as logos, business cards, business emails, domain names, and social media accounts are needed to promote your business. You can hire a professional business service to get all of these services under one roof.
Other Things to do After Starting Your Business
- Once your company is set in the Norwood, Massachusetts, you need to file your taxes and apply for licenses (if needed).
- Apart from the license and permits, you need to get insurance for your business. Such as General Liability Insurance, Professional Liability Insurance, and Workers’ Compensation Insurance are some of the insurances you need to get if you are about to start an LLC.
Important Norwood Stats for Starting a Business
Before you start a business in Norwood, it is required that you know some facts about the city. Following are some of the stats to consider before starting a business.
Education & Employment
Norwood has a diverse population that comes from various educational backgrounds. There are students who haven’t finished their high-school education, whereas there are people who are more than just college graduates. Check the table (Education & Labor Force) for detailed data. From the data, it is clear that the city has enough educated and skilled people who can contribute to the labor force.
Demography
As we talk about the urban population density, the young population percentage in the city is approximately 13.9 (people in their 20s) and 14.9 (people in their 30s). This means that having any business that is new and tech-based might be profitable. The median age of the population in the city is 39.8. On the contrary, if anyone wants to start a business that is related to any old-age service, such as caregiver, primary old-age support, or something of a similar sort, then Norwood has approximately 6.2 (people in their 80s and above) percent of old people. Check out the table (Demography) above for more information.
Real Estate
Another important factor to mention about Norwood is the home value of owned properties. The average value of owned houses is 455390. Also, the percentage of people living in their own houses is 55.2. This reflects the real estate market of the city. For a metropolitan city, this is a considerable number.
Health
It is inevitable that living in a big city is different from living in a town or a comparatively smaller city. It directly affects lifestyle and health. It is obvious that having health insurance is important, no matter which city or region you are residing in. But there are people in Norwood who still do not have health insurance. The rate of people not having health insurance is 1.5. This depicts the lifestyle and overall health demography of Norwood. As you plan to start your business in this city, you must consider this stat as well.
Income & Lifestyle
The income pattern of the people in this city is given in the table (Income) above. In Norwood, a part of the population has a dual family income that reflects a better standard of living. As in, people have more than one source of income. The table above shows the income percentage of various slabs.
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Reasons to Start a Business in Norwood
Norwood offers a bunch of business-friendly services for entrepreneurs. A proper business environment, skilled labor, tax advances, deductions, and much more are awaiting if you are interested in starting your business in Norwood. Here are some of the reasons,
Stable Economic Growth
Norwood or any other city in Massachusetts has stable economic growth and an environment that helps any business to grow successfully. The economic structure of Massachusetts shows not only balanced but also a sustainable condition of economic growth, which in turn triggers the businesses to flourish in the state.
Minimize Personal Liabilities of the Entrepreneur
If you’re considering starting an LLC in Norwood, then it will be your best choice. An LLC protects your personal assets and minimizes your personal liabilities. This is one of the many reasons why having an LLC in Norwood is a wise choice. Also, if you are opting for an LLC, the tax deductions will be more than having a corporation.
Federal and State Tax Relaxation
There is a series of federal taxes that an entrepreneur has to pay when operating a business in the US. Depending on the state your company is located in, the state taxes are being imposed. For an LLC, both of these taxes are much lower compared to other business structures. Along with tax impositions, some tax deductions (state-wise) lower the filing fees and other government charges. Check out the Massachusetts LLC tax structure to know more about the tax structures for LLCs in the state.
Government Incentives for Entrepreneurs
Federal and state governments in the US ensure that entrepreneurs get a proper business environment in the state or city they are operating their business. The government provides a few incentives to the business holders in Massachusetts or any other state. That means if you are operating any business in Norwood, then Massachusetts State will provide an incentive for creating jobs, contributing to the state’s GDP, and/or balancing the state’s tax structure.
Low Corporate and Other Business Taxes
Corporations and other business structures (except for an LLC) are liable to pay a corporate tax in Massachusetts. Also, there is a Sales Tax that all businesses, including LLCs, have to pay. However, the rate of taxes is very low. Besides, as the businesses receive incentives, the tax burden gets lower.
Skilled Labour & Quality Manpower
In Norwood, it is easy to hire employees for your business. They are not only skilled but also well-educated to help your business grow. As mentioned above, the 71 is the percentage of labour participation. Hence, it is clear that having a business in Norwood will make a lot of difference to the existing labor force.
Demand for New Market and Industry
In Norwood, Massachusetts, there is an uprising demand for new industries and new markets. Entrepreneurs who are willing to start a business in any of the cities of any state are given enough opportunities to stay in business. Business licensing, tax deductions, incentives, and relaxation of business taxes are some of the benefits that encourage start-ups and budding entrepreneurs to start their own businesses in Norwood.
If we follow the US Data, the median value of commute time for the residents to their work is approximately 33.1. If you are starting a business here, you must keep in mind that commutation can be a point to consider.
Intellectual Property Protection
The US government receives roughly more than 1 million applications for IPR every year. The federal government makes sure that there is no infringement of any patent or property rights. It does not matter which city in which state you are running your business. The rule of Intellectual Property Protection is the same for all. If you have a foreign business in the US, then you might get more benefits under the IPR act.
Other Benefits
Norwood (aka ) is ranked at 3 in terms of importance. Apart from the above mentioned reasons, there are some other benefits that businesses enjoy in Norwood. For example, technological advancement, a stable political environment, renewable resources, sustainable non-renewable resources, and some more benefits make things easier for entrepreneurs to start and run their businesses. According to US Data, the percentage of young people in Norwood is 14.9. Hence, it would be great to start a business that is related to tech here as you might get a good number of clients.
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Why Start Business In Norwood Massachusetts
Located in Norfolk County, Norwood is a small town with a big heart. One of the first towns to be formed in the United States, Norwood was once a part of South Dedham. It felt that Dedham proper was not best suited to serving the needs of its citizens. It became a town in 1870. The first town manager was George Willett.
For starters, there are a few notable local businesses. First, there is the Big Y, which is located at 434 Walpole Street. The store, which was a bit of a hit during its opening weekend, will feature live Maine lobsters, along with a bevy of other local fare. In addition to its signature Big Y fare, the store will also offer more than 500 other local eats and drinks.
The Big Y has not only taken the crown as the Big Y of the Northeast, but it has also managed to hire more than 100 of the aforementioned gents. The company is also one of the few major supermarkets to have a customer service program. This includes a robust customer success department, a well stocked deli department, and a fleet of trained employees to help you through your shopping experience.
In addition to the Big Y, Norwood boasts a small but mighty collection of businesses. For example, if you have an appetite for a fine dining experience, you can stop by one of the many restaurants within walking distance of the downtown area. If you want to get out of your seat, there are several options in the car rental department. There is a local car and truck dealer as well. If you are on the hunt for the latest and greatest in the auto industry, be sure to check out Jack Madden Ford in Norwood.
The Norwood City Hall is home to many fine local businesses. For instance, the Martignetti Company, a wine distributor with an impressive portfolio, has been selling wine in Massachusetts for over 45 years. In fact, they have one of the largest wine portfolios in the state. Another laudable feat is their use of technology to bring their wine to the masses. The company operates under the name United Group Operating Companies, LLC. In addition to its wine business, the company also operates as a subsidiary of the Martignetti Corporation.
In addition to the Big Y and the Martignetti Companies, Norwood boasts a number of notable local businesses. The COVID 19 Small Business Grant Program paved the way for some of the more creative enterprises to emerge. Another notable entrant is the Security Manufacturing Co., whose name makes a comeback. Finally, there is the oh so small, but mighty Jack Madden Ford, a Ford dealership serving the greater Norwood area. In addition to a wide array of new and used Ford vehicles, the dealership also offers auto repair and maintenance, a car wash, and a host of other automotive services.
While there are many reasons to visit Norwood, there are also many reasons to stay put. There is plenty of local retail and services to keep you occupied for a day or two, and no shortage of events to help keep your brows in place.
FAQ About Norwood, MA
More than a thousand unicorn firms exist in the globe as of right now. Unicorns are also present in Norwood, MA. When compared to other cities, the figure is a little bit excellent.
To obtain funding for a business idea in Norwood, MA is to research what sources are available. A list of financing sources has been produced by the Norwood Chamber of Commerce. These resources include loans, crowdsourcing, and grants, among others. A technique to raise money for a business concept is via crowdfunding.
If you have an LLC in Norwood, MA, then you don’t have to pay income tax if there is no income from your LLC. There is no business income tax in Norwood, MA for LLCs. Only individual income tax needs to be paid.
When you choose an area to live in Norwood, MA, you have to consider a few things. The cost of living, commutation, would you find your buyers there, and finally, is it a good location in Norwood for your family. Decide on these before you move to Norwood.
When you plan to move to Norwood, MA, make sure it suits you and your business. If there is an additional cost burden from the city authorities to run your business, then you shouldn’t move to this city.
If you’re making $18 per hour in Norwood, MA, it’s not too awful. If you own a small company, particularly an LLC, you’re fine to go. In Norwood, MA, establishing and maintaining an LLC is inexpensive.
In recent times, Norwood, MA has grown up a lot economically. The service sector is the player that makes Norwood not only rich but growing more with time. The city is open to aspiring entrepreneurs who are willing to start their own business.
Starting a business in Norwood, MA, is simple. A terrific office space, a company strategy, and a license are all things you can do. Additionally, you may locate a bank to lend you money. You just need the appropriate individuals to assist you and a brilliant concept.
It’s not that tough to run a company in Norwood, MA. The FL SOS is where you must register your company. Get the necessary licenses and permissions after registering the firm. If you have workers, you need get employee insurance before starting your company in Norwood.
It is wise to have a small business insurance in Norwood, MA. It does not matter if it is mandatory or not; having insurance can protect your business from accidents and unpleasant events. Hence, one should get small business insurance.
It is simple to form an LLC in Norwood, MA, by visiting the website of the Massachusetts Secretary of State. Prior to applying for your tax ID number and opening a bank account, you must first register your business name with the state.
The city or county issues a license known as a seller’s permit. The vendor may now sell in Norwood thanks to it. Anybody who is hawking goods in a public area must have a seller’s permission. The permit is valid in Norwood, MA, for a certain amount of time.
In Norwood, MA, there are several tiny companies that generate excellent profits. Additionally, these firms don’t need a lot of capital to start. These companies include those that sell products online, deal in tiny cars, handle real estate, and operate restaurants.
In Norwood, MA, forming an LLC costs $500. This has been paid to the SOS as a state filing fee. Name reservation, DBA registration, and registered agent fees are the additional expenses. Because state tax rates vary, so does the overall cost.
Depending on the sort of company, Norwood, MA’s startup costs may vary. A charge must be paid in order to register your company as an LLC. You also need to apply for a tax ID number and a business license.
Starting a small business in Norwood, MA is not as hard as it may seem. Norwood is a very creative city, and there are many resources to help you get started. The city offers a lot of opportunities for entrepreneurs and is a great place to start a business.
An LLC in Norwood, MA is a type of business structure that has characteristics of both sole proprietorship and partnership. It has pass-through taxation, but there is no double taxation in LLCs. Hence, people can save a lot of money.
The benefits of an LLC in Norwood, MA are many, but there are also drawbacks. First off, self-employment tax and income tax are both due by LLC owners. The death of any member results in the dissolution of an LLC in several states, as well. Finally, LLCs need more complexity than sole proprietorships do.
Norwood, MA is a great place to start a business with $1000. It has a lot of opportunities and resources to help you grow. One idea is to start a cleaning service. This will allow you to clean homes and make money.
Norwood, MA is a city where you may start a company with little capital. You could, however, be required to pay taxes and licensing costs as well as filing fees. For further information, you should contact your neighborhood’s authorities.
If you’re looking to launch a business in Norwood, MA, you’ll need to get a business license. The cost to license a business in Norwood, MA varies depending on the type of business you’re starting and the size of your business.
Yes, you need insurance for your LLC in Norwood, MA. If your LLC employs people, you are required by federal law to have workers’ compensation. Though certain states have distinct laws. To find out whether insurance is required in Massachusetts for LLCs or not, visit the Massachusetts Secretary of State website.
Making money quickly in Norwood, MA, takes patience. It takes at least a few months to turn a decent profit if you want to start a company in Norwood. You will be able to generate more income from your firm in Norwood, MA, after it has stabilized.
Norwood, MA, is a fantastic location if you’re seeking for a spot to launch a business. For entrepreneurs, there are a ton of resources available, not to mention the tax advantages. For business owners, there are several excellent networking chances.
Norwood, MA has been so famous because of its diverse people, culture, and artistic scene. Norwood is a commercial metropolis, but visitors are drawn here by the rich culture, people, and educational opportunities.
Norwood is a great place. There are plenty of opportunities for small businesses in Norwood, MA. You can start a business as a consultant, a freelance writer, or a social media specialist. You can also open a business as a dog walker, a baker, or a personal trainer in Norwood.
Norwood, MA, is rapidly expanding, as can be shown by looking at recent statistics. This is due to Norwood, MA’s booming economy, particularly in the service sectors. Strengthening the economy are the service sectors.
If you’re in Norwood, MA, a single proprietorship must be mentioned as being preferable to an LLC. The kind of company you intend to launch in Norwood, MA, however, will determine how to proceed. The decision between an LLC and a sole proprietorship may be made in light of that.
A registered agent must be chosen if you wish to form an LLC in Norwood, MA. It might be a friend, family member, spouse, boss, colleague, or even you. But you must choose a registered agent for your LLC.
In Norwood, MA, LLCs are quite common. An LLC may be created more easily and has a pass-through tax. This makes LLCs the preferred corporate form for many new and small firms in Norwood, MA. Additionally, if you decide against continuing, LLCs are simple to dissolve.
A fantastic approach to earn money in Norwood, MA, is to start a small company. Starting a small company in Norwood, MA, has numerous advantages. For instance, establishing a small firm has relatively minimal startup costs. In Norwood, MA, registering an LLC costs $500.
You need to be aware of a few things before moving to Norwood, MA. If the city satisfies your motivation for moving there, first. Make sure Norwood has everything you need for your company if it is for professional reasons. In addition, you need to understand the level of life.
Yes, businesses have to pay taxes in the Norwood, MA. The rate of tax may vary depending on the type of business. Also, you might get a tax deduction on a specific product/service in Massachusetts.
Numerous companies have relocated to Norwood, MA, in recent years. The major cause is the city’s expanding economy. The industry and service sectors have recently made enormous contributions to the state’s economy. Consequently, companies are keen to relocate to Norwood.
Norwood, MA is a popular city. Besides, the economy is growing fast. Hence, there are many companies are moving to this city. There are businesses like Food and Restaurant business, Manufacturing, Hotel business, and such are most popular ones.
How Fast Can You Start Business in Norwood, MA
One of the factors that can greatly impact how fast you can start a business in Norwood is the amount of preparation and research you put into your venture. Before diving headfirst into the world of entrepreneurship, it’s crucial to do your homework and familiarize yourself with the local market, competition, and potential customers. By taking the time to understand the unique needs and preferences of the Norwood community, you can tailor your business plan to better meet those demands, increasing your chances of success.
Securing funding is another key aspect of starting a business in Norwood. While there are various options available to aspiring entrepreneurs, including loans, grants, and investors, it’s important to have a solid business plan and financial projections in place to attract potential investors or lenders. By demonstrating a clear understanding of your market and how your business will generate revenue, you can instill confidence in those who have the ability to provide you with the necessary funding to get your venture off the ground.
Navigating through the various regulations and permits required to start a business in Norwood can also be a time-consuming process. From obtaining a business license to complying with zoning laws and building codes, there are numerous legal requirements that must be met before you can officially open your doors for business. While this process may seem overwhelming, there are resources available to help guide you through the steps necessary to ensure compliance with all local regulations and requirements.
In addition to the practical aspects of starting a business in Norwood, it also pays to tap into the rich network of resources and support available in the community. From local business associations and networking groups to mentorship programs and workshops, there are numerous opportunities to connect with other entrepreneurs and business professionals who can offer valuable advice, guidance, and support as you navigate through the process of starting your business.
Ultimately, the key to successfully starting a business in Norwood lies in being proactive, prepared, and persistent. By conducting thorough research, securing funding, navigating through regulations, and tapping into the resources available in the community, aspiring entrepreneurs can overcome the challenges they may face and achieve their goal of starting a successful business in this vibrant and dynamic community. With the right mindset and approach, the possibilities are endless, and the potential for success is within reach for those who are willing to put in the work and dedication required to make their entrepreneurial dreams a reality.
In Conclusion
Starting a business in Norwood is not only easy but also profitable. A large portion of the US and even people from other countries are registering their business in the US for intercontinental brand building. Besides, Massachusetts has a sustainable economic atmosphere that is enough to encourage newbies to start and run their businesses in Norwood, MA.